Free CRM for accountants & bookkeepersFree for two months (60-day trial) · no per-user fees
Paying HMRC
How to Pay Self Assessment to HMRC: Bank Details and Reference (2026)
Bank details, reference format, payment methods and deadline for Self Assessment, taken from GOV.UK.
Official sources only · Links checked 23 September 2026 · Last updated 23 September 2026
Quick answer
Pay Self Assessment by bank transfer to HMRC Cumbernauld (sort code 08 32 10, account 12001039) or HMRC Shipley (08 32 10, account 12001020), using the account shown on the bill. The reference is the 10-digit UTR followed by K. Always check GOV.UK and the client’s bill first.
What are HMRC’s bank details for Self Assessment?
HMRC bank details and payment references change. Always check the details on GOV.UK and on your or your client’s HMRC letter or online account before paying. Remindoo is not responsible for payments made using these details.
HMRC will never ask you to pay into a personal account. If a letter, email or text gives different details, check GOV.UK before paying.
HMRC Cumbernauld
- Sort code
- 08 32 10
- Account number
- 12001039
- Account name
- HMRC Cumbernauld
HMRC Shipley
- Sort code
- 08 32 10
- Account number
- 12001020
- Account name
- HMRC Shipley
Payment reference
10-digit UTR followed by the letter K (11 characters)
Example: 1234567890K
Find it in the HMRC online account or on the paying-in slip. The bill says which account to use; if there is no bill or you are unsure, GOV.UK says either account can be used.
Paying from an overseas bank account
Pay in sterling. Your bank may charge for other currencies.
HMRC Cumbernauld (overseas)
- IBAN
- GB62 BARC 2011 4770 2976 90
- BIC
- BARCGB22
- Account name
- HMRC Cumbernauld
HMRC Shipley (overseas)
- IBAN
- GB03 BARC 2011 4783 9776 92
- BIC
- BARCGB22
- Account name
- HMRC Shipley
Source: GOV.UK Last checked: 23 September 2026
How can you pay Self Assessment?
- Approve a payment through your online bank account
- Faster Payments, CHAPS or Bacs bank transfer
- Direct Debit (set up in the HMRC online account)
- Debit or corporate credit card online (fee for corporate cards; personal credit cards not accepted)
- Budget payment plan or through a PAYE tax code, where eligible
How long does a payment take to reach HMRC?
Faster Payments usually reach HMRC the same or next day, including weekends and bank holidays. CHAPS usually arrives the same working day if paid within your bank’s cut-off. Bacs usually takes 3 working days. Check your bank’s limits and cut-off times before paying close to the deadline.
When is Self Assessment due?
Balancing payment and first payment on account by 31 January; second payment on account by 31 July.
What happens if you use the wrong reference?
HMRC says a payment with the wrong reference may be delayed or used to pay a different tax bill you owe. If that happens, contact HMRC through the relevant GOV.UK contact page and ask for the payment to be moved.
See it working with your own clients
Client references, payment reminders and deadlines in one place.
Send these instructions to every client from Remindoo
Save this once as an email template. The tokens in curly brackets fill in from each client record. Token names below are examples — use the tokens set up in your account.
Subject: Your Self Assessment payment details — due {{deadline}}
Dear {{client_first_name}},
Your Self Assessment payment of {{amount}} is due by {{deadline}}.
Pay HMRC by bank transfer:
HMRC Cumbernauld · sort code 08 32 10 · account 12001039
or HMRC Shipley · sort code 08 32 10 · account 12001020
Reference: {{hmrc_reference}}
Please check these details against your HMRC letter or online account before paying. HMRC will never ask you to pay into a personal account.
Kind regards,
{{staff_name}}
{{firm_name}}Keep all of this inside your practice management software
Store each client’s UTR, VAT number, PAYE reference, Accounts Office reference and Corporation Tax payment reference in custom fields on the client record. Create one payment instructions email template with tokens that fill in each client’s own reference, then send it to one client or in bulk before each deadline. Set automated reminders and recurring tasks for every payment date, and pull filing deadlines with Companies House sync. Remindoo doesn’t submit filings, take payments or connect to HMRC — it keeps the references and the reminders in one place.
See the Remindoo how-to guides and getting started.
Other HMRC payment pages
Frequently asked questions
Should I pay HMRC Cumbernauld or HMRC Shipley?
Use the account printed on the client’s Self Assessment bill or statement. GOV.UK says that if there is no bill, or you are unsure, you can pay into either account. Always use the UTR followed by K as the reference so the payment is allocated to the right record.
What are HMRC’s bank details for Self Assessment?
From a UK account: HMRC Cumbernauld, sort code 08 32 10, account 12001039, or HMRC Shipley, sort code 08 32 10, account 12001020. From overseas, use the IBAN and BIC listed on GOV.UK. Check the GOV.UK page and the client’s bill before paying, as details can change.
How long does a payment take to reach HMRC?
Faster Payments usually reach HMRC the same or next day, including weekends and bank holidays. CHAPS usually arrives the same working day if paid within your bank’s cut-off. Bacs usually takes 3 working days.
What happens if I pay HMRC with the wrong reference?
HMRC says a payment with the wrong reference may be delayed or used to pay a different tax bill you owe. If that happens, contact HMRC through the relevant GOV.UK contact page and ask for the payment to be moved.
Can I pay HMRC by credit card?
HMRC accepts debit cards and corporate credit cards online. There is a non-refundable fee for corporate cards, and GOV.UK says personal credit cards are not accepted.
When is Self Assessment due?
Balancing payment and first payment on account by 31 January; second payment on account by 31 July.
How can I send these payment instructions to every client?
Store each client’s reference in a custom field, then create one email template that uses tokens to insert the client’s name and reference. Send it individually or in bulk before the deadline, and pair it with an automated reminder in Remindoo.
Ready to run a calmer practice?
See Remindoo with your own clients, or start free for 60 days with unlimited users.
Last updated 23 September 2026. General guidance, not regulatory advice. Always follow the official GOV.UK page.
Why recording every task matters in an accountancy practice
Accounting firms run on deadlines: VAT returns, payroll, confirmation statements, accounts and Self Assessment. Recording every job as a task, with an owner and a date, is the simplest way to make sure nothing is missed.
Avoid penalties
HMRC and Companies House charge penalties for late filing. A task for every deadline, with an internal date before it, gives the team a buffer.
Nothing depends on memory
Recorded tasks mean work continues when someone is off sick, on leave or has left the firm.
Consistent quality
Subtask checklists make every job follow the same steps and reviews, whoever does the work.
Visibility for managers
Filters by owner, status and deadline show at a glance what is late, what is due and who needs help.
Practical tips from UK practice
- Set an internal deadline two to four weeks before every statutory deadline.
- Use recurring tasks for repeat work such as VAT, payroll and bookkeeping.
- Break larger jobs into subtasks, including a review step.
- Comment on the task instead of by email, so the history stays with the work.
Related Remindoo features
Written and reviewed by Waqas Sagar ACA FCCA FMAAT, Chartered Accountant with 18+ years in practice. Founder and MD of Accotax, an ICAEW, ACCA and AAT regulated London practice that has served over 5,000 clients, and founder of Remindoo. Guidance is general; check current GOV.UK and professional body guidance for your firm.
What UK practices say about Remindoo
Read all reviews on Trustpilot“With Remindoo, everything from the first enquiry to onboarding and ongoing client management is tracked in one place… It saves us hours and gives me, as a practice owner, complete visibility of where the firm stands.”
“The biggest benefit is having clients, tasks, deadlines, workflows, proposals and communication all organised in one place.”
“During my trial, the team were absolutely amazing. They helped onboard my clients, set up my settings and made sure everything was ready for me to use… they made the whole process completely stress-free.”
“It brings client information, tasks, recurring deadlines, workflows and reminders together in one place, giving us much better visibility across the team.”
